It May Not be Too Late to Get It Straight 
"Don't just walk away; often there are options you still have - Post Foreclosure."

* Challenge your Foreclosure & Dispossessory process and negotiate a settlement.
* Why not try to find a Note Broker to help you sell/settle your debt with the Bank.
* Or, have your Pre-Foreclosure Agent re-present your offers Post-Foreclosure. 

Banks with fraudulent and deceptive practices write fraudulent and deceptive loans.  Most Realtors and Loan Officers are aware of, or at least have heard about fraudulent or predatory loans that were issued.  However, this is not the full extent of the problem that has resulted in the current melt-down of the market. There are also fraudulent activities going on behind the scene that even these industry professionals never see, but are rampant violations in the mortgage lending and securities industry.

Let our team take a look at your loan "Past the closing" for trends that make a larger point. Most likely there are other homeowners just like you out there who have the same challenge.

While post foreclosure litigation is often not pursued, banks do make mistakes, and often they don't have the necessary documents or have not followed the necessary procedures to properly foreclose.  As a result, many homeowners have been illegally foreclosed on and their rights have been violated. Many homeowners just decide to move on even when they know the lender has taken wrongful actions. Don't just give up, let our team of professionals examine your documents and your bank's prior history for trends of illegal foreclosure, fraud or malpractice. 


          * Illegal Foreclosure Research                     * Dispossessory Challenge
          * Note Ownership Dispute                          * Lender Case History

There is Strength In Numbers
"Where there's one, there's probably two...and Birds of a feather are stronger together"

"Even after a foreclosure you may have the ability to restructure, sell or settle your debt".

New Protections For Tenants After A Foreclosure:
On May 20, 2009, President Obama signed a new federal law protecting tenants when the property they rent is sold at a foreclosure sale. The Protecting Tenants at Foreclosure Act is a federal law but it applies to state court eviction proceedings. The new owner must give the tenant the required notice before filing to evict. The law expires on December 31, 2012. Protections for Tenants When property is purchased at a foreclosure sale This law requires that the new owner accept and follow any existing leases. The tenant's lease does not end when the property is sold at foreclosure. For example, if a tenant living in the foreclosed property has a lease with nine months remaining, the new owner cannot evict the tenant until the lease expires and proper notice is given the tenant.

There are 3 exceptions to the rule:

0. If the new owner sells the property to a purchaser who intends to occupy the unit as his/her residence.
0. If the existing lease has less than 90days remaining before it expires.
0. If the lease is a month to month tenancy or a tenancy at will.

In all the above examples, the landlord must give the tenant 90days prior notice.